I have many times tried a monthly no-spend challenge to only have a cheat day, and then feel I failed and quit. Use this 30-day no-spend challenge worksheet instead.

The goal is to hit 30 days as quickly as possible, but if you mess up, you don’t have to feel like you failed. Just pick it up the next day to continue to your goal of 30 days of no spending and be sure to track your savings progress!