I have tried monthly no-spend challenges many times, only to have a cheat day, and then feel I failed and quit. Use this 30-day no-spend challenge worksheet instead.

The goal is to reach 30 days as quickly as possible, but if you slip up, you don’t have to feel like you've failed. Just pick it up the next day to continue toward your goal of 30 days of no spending, and be sure to track your savings progress!