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            Subscriber First Name Spring is almost here! Check out this newsletter for the latest updates and decluttering tools.   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏
        
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      <p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><strong>Focus on what truly matters.</strong></p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">I don’t think I’m the only one who felt that the excitement of the new year faded faster than ever before, as this has already turned out to be an extremely wild year. We barely made it through January before the headlines began exploding, the pace picked up dramatically, and life began demanding more attention than ever. </p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">As I mentioned in January, the word <strong>FOCUS</strong> surfaced in my heart again and again as the new year approached, and in a year that’s already felt super unpredictable, distracting, and chaotic, I can now see why I needed to be reminded to focus. As the world's noise grows louder, it seems that <em><strong>focusing on what truly matters</strong></em> is becoming less of a resolution and more of a lifeline.</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">It’s not easy when the world is screaming at us from every turn, but when we can quiet the noise long enough to hear God’s voice, clarity will return. So, this spring, my focus is <em>“spring-cleaning”</em>. Not just the physical items that take our time and energy, but also the mental clutter, and <em>focusing on what truly matters</em>.</p><p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><strong>Stay focused, stay faithful, and let every small step move you closer to the life God is calling you to build.</strong></p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;height:1.618em;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"></p><p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><em>“For God is not the author of confusion, but of peace…”                  </em>1 Corinthians 14:33</p>
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      <p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><strong>Reminder that the smallest surprises usually hold the biggest pieces of our hearts</strong></p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">When my kids were little, they had a few dinosaurs with their bath toys, and even after they outgrew baths in the evenings, the dinosaurs stayed in a basket in the bathroom for a while, because I guess I wasn’t ready to get rid of them. One morning, I woke up to find my daughter had posed the dinosaurs in a hilarious pose, and then she continued doing that for quite some time. I would wake up to find them hanging from the soap dish or faucet, fighting, playing soccer/ball, etc. It became my own little <em>“elf on the shelf”</em>. 😂</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">We haven't had bathroom dinosaurs for a while, but recently my daughter found this one while cleaning her room and set it on the bathroom faucet for me to find the next morning, which absolutely made my day! A few days later, I found the dinosaur hiding under a shell on our bathroom shelf, and since then, he has found his way hiding and causing mischief around the bathroom. These are the simple joys I’m enjoying now, as I know I’ll miss them when they are gone.</p><p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><em><strong>Train your heart to notice the little joys, as those are the moments that become our biggest memories.</strong></em></p>
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              <p class="section-item-meta section-item-date-category" style="color:inherit;font-size:1.0625em;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1em;margin:0 0 22px 0;"><span class="meta-date" style="font-weight:inherit;line-height:inherit;font-size:11px;letter-spacing:.05em;text-transform:uppercase;margin:unset;">Fri, Jan 23</span></p>

<h3 class="section-item-title" style="color:inherit;font-weight:400;line-height:1.25em;font-size:2.12435825em;mso-line-height-alt:2.12435825em;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;margin:0 0 11px 0;"><a class="title-link" href="https://www.lemmikkiwealth.com/blog/silver-hits-100" style="color:#313131;text-decoration:none;"><span class="title-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#313131;">Silver Hits $100! - What does this mean?</span></a></h3>






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      <a href="https://www.lemmikkiwealth.com/blog/silver-hits-100" class="cta-button-box button-style-rounded" style="color:#271d7b !important;display:inline-block;line-height:11px;margin:0;mso-padding-alt:0;text-align:center;text-decoration:none;transition:.15s !important;background-color:#271d7b;border:1px solid #271d7b;border-radius:5.5px;padding:11px 0;"><i class="cta-button-mso" style="letter-spacing:7.260000000000001px;mso-text-raise:19.8px;">&nbsp;</i><span class="cta-button-label" style="font-weight:inherit;line-height:inherit;margin:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#efefef;display:inline;font-size:11px;mso-text-raise:13.09px;"><span data-letter-spacing="3" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;letter-spacing:0.2em;">Read More</span></span><i class="cta-button-mso" style="letter-spacing:7.260000000000001px;mso-text-raise:19.8px;">&nbsp;</i></a>
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      <p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">This was a historic moment in January when silver surpassed $100. Many felt silver would surpass $100 by the end of 2026, so it was even crazier to see it reach that level before the end of January. And while many found this an exciting time, it’s also important to pause and pay attention, as this reflects a deeper shift in the economy. Precious metals often reveal economic stress long before the headlines do, so is silver revealing what the dollar is hiding? </p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Usually, a run-up of anything that fast is unsustainable, so while silver has since come down into correction territory, this move was a good reminder to stay alert, stay informed, and pay attention to what these moves may mean for our everyday lives.</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">If you’re interested in learning more about gold and silver, and how they affect our economy, check out this <a href="https://www.lemmikkiwealth.com/precious-metals" rel="nofollow" style="color:#271d7b !important;"><strong>Precious Metals</strong></a> page.</p>
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      <p class="section-item-meta section-item-date-category" style="font-size:1.0625em;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1em;margin:0 0 22px 0;color:#313131;"><span class="meta-date" style="font-weight:inherit;line-height:inherit;font-size:11px;letter-spacing:.05em;text-transform:uppercase;margin:unset;">Sun, Feb 1</span></p>

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      <p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">I think we’ve all been there at some point, chasing the little high that comes from purchasing something new. I’ve fallen into that trap more times than I can count.</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Gratitude is a mindset that can shape our financial future, as a thankful heart fosters contentment, helping you focus on wise financial decisions rather than chasing unnecessary expenses. This leads to better budgeting, saving, and investing habits.</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Embrace gratitude daily and watch how it transforms your financial journey.</p><p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><strong>A thankful heart is a happy heart!</strong></p>
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      <p class="section-item-meta section-item-date-category" style="font-size:1.0625em;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;line-height:1em;margin:0 0 22px 0;color:#313131;"><span class="meta-date" style="font-weight:inherit;line-height:inherit;font-size:11px;letter-spacing:.05em;text-transform:uppercase;margin:unset;">Sun, Mar 1</span></p>

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      <p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">For many of us, money was a taboo topic growing up. We were taught not to talk about finances, which left us to navigate financial systems, decisions, and mistakes on our own. <strong>If we truly want to change our family trees, we need to change the stereotype around speaking about money.</strong></p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Legacy is the values that shaped us, the stories that taught us, and, yes, even the missteps that matured us. When we share both our wins and our losses, we give our children a stronger foundation than we had. </p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Let’s normalize sharing our experiences, especially the hard lessons, to equip the next generation with clarity, context, and confidence. </p><p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><strong>The true wealth we pass on… is wisdom.</strong></p>
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      <p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><strong>The </strong><em><strong>“You’re an Adult Now”</strong></em><strong> Starter Pack &amp; Mom Is Not Your Filing Cabinet</strong> 😂</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">When my son started working, he would drop all the paperwork he received onto my desk. He was unsure what to do with the papers, and most of them just needed to be filed. So, when he turned 18, I created a file system and a password book just for him. I got teased for it, as many asked if I was trying to push him out of the house, but this wasn't about rushing him out. It was about teaching him how to organize his own papers and responsibilities. Plus, it freed up my desk!</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Now that my daughter is approaching 18 and preparing to graduate, I’ve begun building a file system and password book for her. I hope this will be something that grows with them and that they can tweak as they go, building a system that works just for them.</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Working on my daughters reminded me how valuable these simple tools can be, and how they can help protect our time, our peace, and our finances. So, I wanted to add these tools for others who might find them helpful as well.</p><p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><strong>A small tool for a big step toward a more focused year.</strong></p>
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      <p style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><a href="https://www.lemmikkiwealth.com/store" rel="nofollow" style="color:#271d7b !important;"><strong>Sunflower Password Book (PDF printable)</strong></a></p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Spring is the perfect time to clear out the clutter, reset routines, and get organized. Enjoy this simple, cheerful password book printable, designed to keep all your logins in one safe, organized place.</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><em>*Also, check out these alternative password book covers I made for my children. If interested, grab them at the link below.</em> </p>
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      <p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Organizing shouldn’t feel overwhelming or complicated, and it should work with your habits, not against them. </p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">This system is a simple, low-maintenance way to stay on top of paperwork without the yearly dread of sorting through piles. It’s also flexible and easy to maintain, so whether you’re setting up your own system or creating one for your newly <em>“official”</em> adult, the goal is the same: creating a system with less clutter, less stress, and a filing system that practically cleans itself.</p><p class="" style="color:inherit;font-size:1.0625em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><em>*For printable tabs for <a href="https://www.lemmikkiwealth.com/store" rel="nofollow" style="color:#271d7b !important;"><strong>The Smart Cleaning/Rotational File System</strong></a>, follow the link above.</em></p>
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