ISSUE 03: OCTOBER 2025

Lemmikki Insights

Welcome Back!

I cannot believe we’re nearing the end of the year. This has been a crazy year for sure, but I’m so grateful you’re here on this learning journey with me.

As the leaves turn and the days slow down, this can be a great time to review your goals, check your direction, and rebalance your priorities so that you can finish the year strong.

So, grab a cozy drink, and let’s jump into the latest updates, resources, and tools as we prepare for the final stretch of the year and lay the groundwork for what’s next.

“Once you stop learning, you start dying.” - Albert Einstein

“Reach one, teach one, and repeat. If the world did this, we would be a much better place.” - Rudy Martinez

This was inspired by a visit I had with a teenager from some dear friends of ours. They had asked to speak with me about managing their finances now that they have some income. I was thrilled and felt blessed that they asked me, as getting teenagers and young adults interested in finances is a passion of mine.

Check out the information from our conversation and share it with any teens or young adults you know.

*My son helped with the thumbnail. He’s always such a good sport and willing to take any photos with me, even though he’s usually making faces. Check out the article to see our goofy faces.

New Content/Tips

Money struggles lead to stress, anxiety, and low self-esteem, and in return, these emotions can negatively affect our financial decision-making. Find out how you can break this vicious cycle. This is more than just following a money plan. This is about making decisions that help YOU sleep better at night.

This is completely free, with lots of free printables included, so what do you have to lose? Check it out to see if it can help you take back your life.

Interested in gold and silver, but find yourself asking the same questions, “When is the best time to buy?” and “Am I too late?”

This has been a crazy year for the precious metals market. Silver hit an all-time high, breaking through its historic 45-year ceiling, and gold continues its powerful ascent.

Find out how you can cut through the noise (and emotion) with this simple, timeless tool that can help you discern value, timing, and opportunity.

$ Minded

(Monthly Tips)

Check out this article for tips and printables to help you prepare with intention—not impulse.

Knowledge gives us the confidence to breathe before we react, listen before we judge, and pause before we pivot.

Reminders

The end of the year can be a tough season for finances, so I’m re-highlighting these printables. Even if you’re not ready to dive into these challenges right now, you can prepare the stage for a ‘new year, new you’ by printing them out and planning how you’ll level up your financial game in the next year.

Your journey matters, and each step, no matter how small, is a seed planted for the future.

So, let’s stay focused and keep pushing forward, because every move we make has the power to ripple across generations and shape the legacy we leave behind.

We are all learning together!

“As iron sharpens iron, so one person sharpens another.” Proverbs 27:17